For acquisition of policy ??S?? following documents be required to you: the civil passport; the passport on a vehicle; the certificate on registration of your car; the driver’s license; and also the contract on vehicle purchase if you insure the new car.
Tariffs and indemnifications.
Car insurance for today is one of most pressing questions for each motorist. Unlike the fixed quotations on policy ?I, tariffs for policy ??S?? will differ depending on the company in which you decide to insure the car.
For the sum in which to you policy purchase will manage, a number of factors will influence: year of release, mark and car cost; your age and the driver’s experience; presence of anticreeping systems and territory (with protection or without) car storages. As well as at purchase of policy ?I, KASKO-INSURANCE will manage to you more cheaply if in your history of driving was a minimum of cases of road accident.
Tariffs also can be defined by the general policy of the insurance company when the company on a number of signs allocates target clients and the most priority for marks of cars.
Keep in mind that the insurance companies can refuse policy ??S?? to owners of expensive cars on whom reliable satellite anticreeping systems are not established.
In case of stealing of the car or impossibility of its restoration after road accident the insurance company is obliged to pay you all sum completely but with a deduction of amortisation deterioration of the car.
Contract ??S??
Contract ??S?? consists, as a rule, for one calendar year. But in a number of the companies to you can offer the so-called policy of the day off which will operate all within several days.
Validity territory. Policy ??S?? operates in all territory of Ukraine. Besides, having brought additional payment, you can issue the policy operating also in the states of Europe.
We recommend to study carefully all points of contracts from the insurance companies. There is a weight of the “reefs” relieving you from reception of insurance indemnification. Here most often meeting points of the contract to which it is necessary to pay attention:
* some insurance companies in contract ??S?? stipulate a condition that, for example, your car will be at night on a supervised parking. Thus, having left it in a court yard or on a summer residence and having found out in the morning that the car have stolen or have scratched you cannot demand insurance indemnification any more as have broken the treaty provision;
* pay attention that if in the contract it will be specified that at gross infringement of rules of traffic by the motorist the insurance company will not pay insurance indemnification. The matter is that “gross infringement” the insurer can mean everything by concept, and the probability of reception by you of insurance indemnification in this case will be very insignificant;
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